Credit Help Lab

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Complete Bundle Upload

Upload your credit reports from all three bureaus for a comprehensive negative-item analysis.

📥 Upload Credit Reports

Equifax 🌐
Equifax Report
Click to select PDF
Experian 🌐
Experian Report
Click to select PDF
TransUnion 🌐
TransUnion Report
Click to select PDF
About PDF Analysis: Full automated PDF parsing of credit bureau reports is technically complex due to varied formats. When you upload your files, our system extracts key data and cross-references negative items across all three bureaus. For a complete professional analysis, our team manually reviews your reports to ensure accuracy. Results are saved to your browser for reference.

📊 Analysis Summary

All 3 Bureaus — High Priority
2 Bureaus — Moderate
1 Bureau — Monitor

📋 Negative Items Comparison

Negative Item Type Equifax Experian TransUnion Priority Est. Score Impact

📈 Estimated Score Impact by Item Type

* Score impact estimates are based on industry averages. Actual impact varies by individual credit profile.

📝 Generate Bundle Disputes

Generate dispute letters for all identified negative items across all three bureaus. Our system will create individual dispute letters for each item and file them through our intake system.